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Predevelopment Capital Provider

Capital That Moves at the
Speed of Vision

PredevCap provides predevelopment loans and equity for real estate, infrastructure, energy, oil & gas, and other capital-intensive projects — funding the critical early-stage work that banks won't touch.

$500K+
Minimum loan size
12–36
Month terms available
6
Industry sectors served
Capital Solutions We Provide
  • 🏗️
    Real Estate Development
    Residential, commercial, mixed-use
  • 🛣️
    Infrastructure Projects
    Roads, utilities, public works
  • Oil & Gas Drilling
    Exploration, development wells
  • Energy & Power Projects
    Renewables, grid, generation
  • 🏘️
    Affordable Housing
    LIHTC, HUD, mixed-income
Interest Only
During draw period
Fast Close
2–4 weeks typical
No Prepayment Penalties
Interest-Only Periods Available
Debt & Equity Solutions
For-Profit & Nonprofit Sponsors
National Coverage

Funding the First & Hardest Dollar

Traditional lenders want permits in hand, construction financing committed, and equity secured before they'll write a check. That's not predevelopment — that's closing financing. PredevCap exists to fund the work that happens before any of that.

We are a private capital provider specializing exclusively in predevelopment loans and equity investments for developers, project sponsors, and entrepreneurs in the early stages of transformative projects — from urban real estate to remote oil & gas drilling programs.

Our team brings decades of experience across commercial real estate, infrastructure finance, energy lending, and affordable housing development. We understand complex capital stacks, long permitting timelines, and the high-stakes nature of early-stage project funding.

  • Lend against future project value, not just current assets
  • Structure around your project's specific milestone timeline
  • Fund both reimbursable and future predevelopment costs
  • Offer equity co-investment for the right projects and sponsors
  • Work with for-profit and nonprofit sponsors nationwide

Why Predevelopment Capital Is Scarce

Predevelopment is the riskiest phase of any project. Banks and conventional lenders require permits, committed construction financing, and stabilized collateral — none of which exist at this stage.

Private CDFIs often limit borrowers to nonprofit organizations or specific affordable housing programs. The result: a massive capital gap that leaves viable, well-conceived projects stuck at the starting line.

PredevCap fills that gap. We provide both debt and equity capital to qualified sponsors who need funding to complete feasibility work, environmental studies, design, permitting, legal, and site control necessary to reach construction closing.

54:1
Leverage ratio possible
on predevelopment capital
24 mo
Typical bridge to
construction financing

Flexible Structures for Every Project Stage

We tailor our capital solutions to your project's timeline, capital stack, and exit strategy — whether you need a small feasibility loan or a significant equity commitment.

🔬

Feasibility & Soft Cost Loan

Early-stage capital for feasibility studies, market analysis, environmental assessments, and initial engineering before your project has site control.

  • Loan Sizes$50K – $500K
  • Term6 – 18 months
  • StructureInterest-only, draw facility
  • CollateralPersonal/corporate guarantee
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🤝

Equity Co-Investment

For qualified sponsors, PredevCap may provide equity capital alongside our debt products — taking a co-investment position in exchange for structured returns at project completion.

  • Investment Sizes$250K – $5M
  • Horizon18 – 48 months
  • StructurePreferred equity / JV
  • Target ReturnNegotiated IRR hurdle
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🏭

Site Control & Acquisition Loan

Secure your site before you lose it. Our acquisition bridge loans allow you to tie up land or buildings while you complete entitlement and raise construction capital.

  • Loan Sizes$500K – $15M
  • Term12 – 24 months
  • LTVUp to 70% of as-is value
  • StructureInterest-only, first lien
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Drilling & Resource Development

Specialized predevelopment capital for oil & gas exploration programs, drilling permits, environmental compliance, and reserve studies prior to main capital raise.

  • Loan Sizes$500K – $10M
  • Term12 – 24 months
  • StructureReserve-based or asset-backed
  • ExitTakeout by senior lender
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🌿

Infrastructure & Project Finance

Early-stage capital for public-private partnerships, transportation, energy grid, water systems, and large-scale infrastructure prior to TIFIA, WIFIA, or bond financing.

  • Loan Sizes$1M – $25M
  • Term18 – 36 months
  • StructureSenior or mezzanine debt
  • ExitFederal program takeout
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Capital Across Every Major Development Sector

PredevCap provides predevelopment financing for complex, capital-intensive projects spanning six major industries.

🏘️

Affordable & Workforce Housing

Predevelopment loans for LIHTC, HUD 221(d)(4), RAD, HOME, and CDBG-funded developments. We support for-profit and nonprofit sponsors through the tax credit award and construction loan closing process.

9% LIHTC 4% LIHTC HUD 221(d)(4) RAD HOME
🏢

Commercial Real Estate

From urban mixed-use to office-to-residential conversions, we provide predevelopment capital to sponsor teams moving through entitlement, design, and capital markets processes.

Multifamily Mixed-Use Office Conversion Industrial
🛣️

Transportation & Infrastructure

Early capital for highway, transit, port, water/wastewater, and broadband projects before TIFIA, WIFIA, SRF, bonds, or federal grants — before permanent financing is confirmed.

P3 Projects TIFIA Bridge Water Systems Broadband

Oil & Gas Development

Reserve studies, permitting, land acquisition, environmental compliance, and drilling program preparation. We understand reserve-based lending and bridge operators to production financing.

Exploration Development Drilling Midstream Reserve Studies

Energy & Power Generation

Predevelopment financing for solar, wind, battery storage, data centers, and natural gas — from site studies and interconnection applications through tax equity and construction financing.

Solar & Wind Battery Storage Data Centers Natural Gas
🏛️

Public & Community Facilities

Charter schools, healthcare facilities, community centers, and civic projects requiring predevelopment capital ahead of CDE allocation, NMTC transactions, or municipal bond financing.

Charter Schools Healthcare NMTC Community Centers

Eligible Predevelopment Costs

PredevCap loans can cover virtually all soft costs and early-stage expenses incurred prior to construction financing closing.

📐

Architectural & Engineering

Schematic design, design development, engineering studies, structural reports, MEP.

🌍

Environmental Assessments

Phase I & II ESAs, NEPA reviews, environmental impact statements, remediation planning.

📋

Permits & Zoning

Zoning applications, variance hearings, land use approvals, building permit fees.

⚖️

Legal & Closing Costs

Title work, legal fees for entity formation, loan documents, partnership agreements.

📊

Market & Feasibility Studies

Market analysis, appraisals, cost estimates, financial feasibility, capital stack modeling.

🗺️

Site Surveys & Geotechnical

ALTA surveys, topographic surveys, soil borings, geotechnical engineering reports.

🏠

Site Control & Option Payments

Option payments, earnest money deposits, and acquisition of sites for future development.

💼

Development Consultant Fees

Project management, financing consultants, community outreach, government relations.

💡

Utility & Infrastructure Studies

Utility capacity studies, interconnection applications, traffic impact analyses.

🏛️

Funding Applications

LIHTC application fees, HUD application costs, grant writing, bond application fees.

🔬

Reserve Studies (Oil & Gas)

Reservoir engineering, reserve certifications, seismic data acquisition and interpretation.

🔄

Reimbursement of Prior Costs

Eligible previously incurred costs may be reimbursed upon loan closing.

From First Call to Funded

Our underwriting process is designed for speed and clarity. Most transactions can close in 2–4 weeks from complete application.

01

Initial Consultation

Submit your inquiry online or call us. We'll discuss your project, timeline, and capital needs within 24 hours.

02

Term Sheet

Upon preliminary review, we issue a non-binding term sheet within 3–5 business days outlining proposed structure and terms.

03

Due Diligence

We conduct project underwriting, review sponsor financials, and assess feasibility of the predevelopment budget.

04

Loan Approval

Credit committee review and approval. Draw facility established with milestones tied to project progress.

05

Closing & Draws

Loan closes. Funds drawn as needed against the approved predevelopment budget until taken out by construction financing.

Private Capital Built for Risk Others Won't Take

Banks demand certainty before they lend. PredevCap provides capital precisely when certainty is still being created.

Speed & Decisiveness

Our in-house underwriting team makes decisions in days, not months. No bureaucratic loan committees or endless documentation cycles.

🧱

Capital Stack Expertise

We understand complex layered finance — LIHTC, HUD, NMTC, tax-exempt bonds, reserve-based lending, and infrastructure finance. We structure around your deal.

🤝

Relationship-Driven

We take the time to understand your project, your team, and your vision. Repeat sponsors receive streamlined underwriting and priority access to capital.

🗺️

National Reach

We finance projects across all 50 states. Whether you're in a major urban market or a rural community, PredevCap can deploy capital.

PredevCap vs. Traditional Lenders

PredevCap Banks
Permits required
Not requiredRequired
Construction commitment needed
Not requiredOften required
Nonprofit-only restriction
No restrictionVaries
Decision timeline
Days–weeksMonths
Reimbursement of prior costs
AvailableRare
Equity co-investment option
AvailableNot offered
Sector flexibility
6 major sectorsLimited

Ready to Unlock Your Project's Potential?

Don't let capital gaps stall your vision. Contact our team today and receive a term sheet within 5 business days.

Apply for Predevelopment Capital

Tell us about your project and we'll reach out within one business day to schedule a call. Our team is experienced across all project types and capital structures.

📧
info@phadevelopment.com
🌐
www.PredevCap.com
💬
Live chat available — click the icon below

What to Include in Your Inquiry

  • Project type, location, and current stage
  • Approximate predevelopment budget needed
  • Your development team's experience
  • Anticipated source of construction/permanent financing
  • Key milestones and timeline

Inquiry Received!

Thank you for reaching out to PredevCap. Our team will contact you within one business day to discuss your project.

Project Funding Inquiry